Okay here is my post I promised you (One of the reasons I started a blog) on how one of my idea has really helped me!  “Saving Money for Christmas” I am so happy when my ideas pay off!!

Yes before you know it “Christmas” will be here!  I really would like to tell you that every year that I am ready for the holidays!  But that would be a really big lie!  Each year as the years before Christmas sneaks up on me and “BAM” “POW” it hits me like a ton of bricks and I am broke and going crazy trying to get it all done!  So I had an idea, that  I wanted to be ready next year for the Holidays in more than just having some shopping done.  I did not want to dread the Holidays rather enjoy them!  I wanted to have the money set aside…